Wholesale Partner Portal

Submit a Loan (Encompass TPO Connect)

Please email lending@buttonfinance.com if you do not have an account

Price and Lock a Loan

New Broker Signup

Lightning-Fast Turn Times – INITIAL AND RESUB TURN TIMES REDUCED

Brokers / Correspondents where Button Sends Disclosures
Initial Disclosures – Within 2 Business Days of TPO Submission
Loan Setup – Within 1 Business Day of Initial Disclosures being Sent
Initial Approvals – Within 2 Business Days of Initial Disclosures being Signed

Correspondents who Send Disclosures
Loan Setup – Within 1 Business Day of TPO Submission
Initial Approvals – Within 2 1 Business Days of Setup

All Partners
Suspense – Will be Reviewed Within 4 3 Business Days of Receipt of Items Required to Remove Loan from Suspense
Final Approvals / Clear to Close – Within 2 Business Days of Receipt of the Final Set of Conditions
Changes post CTC – Within 2 Business Days of Change Submission
HELOAN Closing Docs – Within 1 Business Day of CTC (assuming ICD has been acknowledged). Closing to take place within 2 Business Days of Docs Out date.
HELOC Closing Docs – Within 1 Business Day after Loan is CTC. Closing to take place within 2 Business Days of Docs Out date.

Submission Cut-Off 5:30 pm ET / 2:30 PM PT daily
Files submitted after the Cut-Off will Enter the Queue on the Next Day

Application Submission Guidelines and Checklists

• Underwriting Guidelines Summary – Gold
• Underwriting Guidelines Summary – Blue
• Application Submission Checklist
• Appraisal Fees
• Lock Policy

Forms

• Credit Authorization Form
• VOE Form
• Doc Order Form
• Home Equity Certification and Acknowledgement Form
• HOA Questionnaire
• Trust Checklist
• Early CD

Training Material

• Pricing Portal Walkthrough
• Registering and Submitting Files
• Sending Disclosures
• E-Signing Disclosures

Reference Rates as of 05/12/2025

Marketing Resources – Customizable Flyers