Wholesale Partner Portal
Submit a Loan (Encompass TPO Connect)
Please email lending@buttonfinance.com if you do not have an account
Price and Lock a Loan
New Broker Signup
Lightning-Fast Turn Times – INITIAL AND RESUB TURN TIMES REDUCED
Brokers / Correspondents where Button Sends Disclosures
Initial Disclosures – Within 2 Business Days of TPO Submission
Loan Setup – Within 1 Business Day of Initial Disclosures being Sent
Initial Approvals – Within 2 Business Days of Initial Disclosures being Signed
Correspondents who Send Disclosures
Loan Setup – Within 1 Business Day of TPO Submission
Initial Approvals – Within 2 1 Business Days of Setup
All Partners
Suspense – Will be Reviewed Within 4 3 Business Days of Receipt of Items Required to Remove Loan from Suspense
Final Approvals / Clear to Close – Within 2 Business Days of Receipt of the Final Set of Conditions
Changes post CTC – Within 2 Business Days of Change Submission
HELOAN Closing Docs – Within 1 Business Day of CTC (assuming ICD has been acknowledged). Closing to take place within 2 Business Days of Docs Out date.
HELOC Closing Docs – Within 1 Business Day after Loan is CTC. Closing to take place within 2 Business Days of Docs Out date.
Submission Cut-Off 5:30 pm ET / 2:30 PM PT daily
Files submitted after the Cut-Off will Enter the Queue on the Next Day
Application Submission Guidelines and Checklists
- Underwriting Guidelines Summary – Gold
- Underwriting Guidelines Summary – Blue
- Application Submission Checklist
- Appraisal Fees
- Lock Policy
Forms
- Credit Authorization Form
- VOE Form
- Doc Order Form
- Home Equity Certification and Acknowledgement Form
- HOA Questionnaire
- Trust Checklist
- Early CD
Training Material
- Pricing Portal Walkthrough
- Registering and Submitting Files
- Sending Disclosures
- E-Signing Disclosures
Reference Rates as of 10/07/2024
Term (months) | APOR | HPML Threshold | CA High-Cost Threshold |
---|---|---|---|
120 | 5.72% | 9.22% | 11.66% |
180 | 5.50% | 9.00% | 11.66% |
240 | 5.84% | 9.34% | 12.05% |
360 | 6.12% | 9.62% | 11.98% |
Marketing Resources – Customizable Flyers
To Contact Us:
Email:
info@buttonfinance.com